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Environmental Liability Insurance

Nearly every construction or commercial business has at least one environmental liability exposure. These risks can arise for almost any organization, and the remedial costs – both direct and indirect – can be substantial. The majority of property and casualty policies do not insure pollution risk, which means that your environmental insurance policy is the sole means for you to recover losses caused by environmental issues.

Gallo|Thomas advisors work with you to identify and quantify significant environmental exposures and concerns. We provide you with diverse solutions to help address and reduce your risk, all while enhancing your ability to conduct daily business activities.

Protect your team, the public, and the environment.

Environmental disasters always come as an unfortunate surprise. We help you evaluate and address any potential activities that may be tied to environmental risk. Here are a few of the risks that your environmental policy can protect against:

  • Environmental regulatory bodies – domestic and international
  • Protection for first- and third-parties with which you may be associated
  • Historic issues
  • Impact or potential impact to the public, natural resources, and other sensitive properties
  • Compliance with corporate, federal, and state governance

Businesses face new and historical environmental exposures that can damage property and company reputations. Some are visible, like the chemicals used in a manufacturing process, and some are hidden, like the leakage from tanks that can contaminate a property. They can be sudden or occur gradually.

Who is environmental liability coverage right for?

No business today can risk being inadequately protected against such environmental threats. These industries especially are commonly at risk and should be adequately protected:

  • Clean technology installation
  • Colleges and universities
  • Laboratories
  • Healthcare institutions
  • Medical Technology
  • Real estate
  • Hotels and other lodgings
  • Food Distribution
  • Manufacturing
  • Printers and Publishing
  • Warehouses
  • Utilities including wind and solar
  • Contractors/Construction

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