Whether you own a runabout, sailboat, yacht, or a mega-yacht with a full-time captain and crew, we’re able to offer some of the most comprehensive coverages and services available. Before you launch your boat you’ll need to know where your homeowners policy ends and where your boat owners’ policy should start. Your home or car insurance policy likely won’t provide the coverage you need to insure your boat. A specialized boat insurance policy can provide the protection you need for your boat, yourself, and your accessories.
Boat and yacht insurance can cover you for trailering to the marina, to sideswiping a dock, to reimbursing you for weather-damaged equipment, and perhaps most importantly, covering you in case you or your passengers are injured due to negligence.
Protect your watercraft
Boat insurance can protect all motorized water vehicles, including fishing boats, pontoon boats, sailboats, and yachts. Based on your needs, tailored boat insurance coverage can include protection for:
- Hull, Machinery, Fittings, and Furnishings
- Permanently-attached equipment
- Rental reimbursement
- Medical payments coverage
- Boat trailer, lift, and boat house
- Emergency towing and assistance
- Uninsured/underinsured boater coverage
- Boat show and demonstration coverage
- Coverage for marinas
- Hurricane haul out
Every watercraft is unique and Gallo|Thomas advisors work with you to provide you with superior protection.